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How Hafma Works
Hafma is a smart digital platform that helps you make secure payments at local stores and get instant discounts using Hafma Points.
Whether you're buying a mobile, a watch, or any other product offline, you can now pay securely through our portal, apply your Hafma Points instantly, and enjoy a seamless shopping experience with cashback and rewards.
Step-by-Step Process
🛍️ Step 1: Visit a Hafma Partner Store
Browse through stores listed by category and location on our website. Visit any partner store physically and choose the product you wish to buy.
💰 Step 2: Apply Hafma Points & Pay Online
Open the Hafma portal, select the store, enter the bill amount, and apply your Hafma Points. You'll instantly receive a discount and proceed to pay the remaining amount online via Razorpay.
🧾 Step 3: Upload Purchase Bill
Once you make the payment, upload the bill provided by the store directly on our portal for verification.
🔁 Step 4: Payment Verification & Settlement
Our team verifies your bill. After successful verification:
- The store receives their share directly.
- Hafma keeps a small commission.
- You get your discount immediately at the time of payment.
Why Use Hafma?
- ✅ Instant discounts using Hafma Points
- ✅ Secure payments via Razorpay
- ✅ Trusted local stores across categories
- ✅ Transparent settlement process
- ✅ Exclusive offers for Hafma users
Have Questions?
Check our FAQ or Contact Us — we’re always happy to help!
